There comes the point in every person’s life when it’s time to buy a house. But not just any house — a home. No, wait … a dream home. You know, the one with the perfect lawn, white picket fence, oversized master bedroom, and plenty of room for your family to create lasting memories. A lot goes into finding that perfect home, and at the top of that list of to-dos is securing the perfect mortgage loan. That’s where I come in!

My name is Wendy Cloud, and I’d like to officially welcome you to the Wendy Cloud Mortgage Expert Blog.

When you aren’t sitting down with us one-on-one, this is where you can find advice and answers to many of your burning mortgage questions — all in down-to-earth, plain language that’s easy to understand and gets you excited about your journey to homeownership. This first post is merely an introduction, which happens to coincide with the recent launch of our new website.

So when you’re finished reading this post, check out how we can help you secure the perfect loan.

In the meantime, here’s what you can expect from the Wendy Cloud Mortgage Expert Blog:

  • Tips and tricks to help you get approved today
  • Life hacks that help you avoid common loan pitfalls
  • News about the market and current trends
  • Definitions of common mortgage terms
  • Client stories
  • Helpful advice for new homeowners
  • Home buying tips for Veterans and active-duty service members
  • And so much more …












Meet The Only Mortgage Expert You’ll Ever Need!

I am a 26-year veteran of the mortgage industry and a senior mortgage loan officer with Encompass Lending Group. Throughout my career, I’ve been fortunate to work in nearly every facet of the profession, from my early days as a loan processor to my transition to being a production partner and operations manager. I also spent time as a marketing manager and asset manager before landing my current role. And well before any of that, I owned and operated a collections agency for five years.

What does that mean to you as a homebuyer? By working with me, you have someone in your corner who understands how the entire process works, can uncover potential lending pitfalls before they happen, and knows how important it is to keep the client’s (that’s you) best interests at heart every step of the way.

There is no greater feeling than watching a client hold the keys to their dream home for the first time. I take a lot of pride in helping you get there, which means I focus on the following guiding principles:

  • Constant communication
  • Transparency
  • Client education
  • Accessibility
  • Finding the right loan for each client
  • WOW service

The bottom line is that just like no two dream homes are the same, no two mortgage loans are the same. It’s a unique journey that you get to take — and I’m committed to being there with you every step of the way.

Thank you for reading, and please check back with us as we continue to add to our blog.

Call Wendy Cloud Today!

The first step in getting a home loan is loan approval. Getting pre-approved gives you the peace of mind to house hunt with confidence. Once you complete the online application, Encompass Lending Group will review your credit report and financial documents for pre-approval. Visit us today at


Contact Us

Fill out the form below, and we will be in touch shortly.
Contact Information